Packard to Morris, cc Harris: "Spoke with both Caruso and Polizzotto. Neither suggest this requires rep risk and we can move ahead so long as nothing further is identified through KYC and AML client adoptions."
Caruso = John Caruso, MD, Americas Head of Financial Crimes (~2005-2014). Polizzotto = Joseph Polizzotto, GC Americas (former GC Lehman Brothers). Entire approval chain now named.
6 copies exist across EFTA production (EFTA01344266, 01299305, 01299311, 01299317, 01299333, 01299405). Bank "has no other record of this communication."
[Doc: [EFTA01344266](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01344266.pdf) + 5 copies | Ref: May 14, 2013]
Kisz (AML, Jacksonville) to Kirby: "AML Compliance has reviewed the RDC and PCR alerts dated 5/28/2013 pertaining to our prospective client, Jeffrey Epstein. The RDC Alerts are positive matches for our prospect as it pertains to negative information based on reputation. However, AML Compliance clears these alerts based on the attached email approval from Chip Packard with the support of senior management on an AML reputational and legal perspective to onboard the prospective client, Jeffrey Epstein."
Kirby had pushed: "I realized I never heard back for the below clearance approval. Please let me know as soon as possible as we are now moving ahead with this client and would like to open accounts ASAP."
Reused across 6+ entities for 5 years.
[Doc: [EFTA01299233](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01299233.pdf)-318 | Ref: Aug 12, 2013 (×6 copies)]
EXECUTIVE-1 and RM-1 "met in person with Mr. Epstein at his New York home." EXECUTIVE-1 "asked Mr. Epstein about the veracity of the recent allegations and appeared to be satisfied by Mr. Epstein's response." Bank "is not in possession of contemporaneous records."
July 2015: When ARRC chairman asked about trading limit increase, EXECUTIVE-1 "confirmed both" support and "heard nothing negative on the client."
[Doc: NYDFS Consent Order]
Morris (Jan 22, 2014): "Leon should be opening up trading accounts very soon per epstein call today." Packard: "Very exciting day Paul. It is all coming together."
One month earlier (Dec 3, 2013): Packard personally selected Epstein for showcase — "Let's do the Paul Morris deal. It is a new KCP client with more than $150mm coming over from JPM."
[Doc: [EFTA01460611](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01460611.pdf) | Ref: Jan 22, 2014];[Doc: [EFTA01344993](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01344993.pdf) | Ref: Dec 3, 2013]
Packard forwards "Got good feedback from call today w/ Jeffrey Epstein" and writes: "What other accounts should we involve Vinit? I think we should consider Eddie Stern, Belfer and Kovner's new family office, among others."
Eddie Stern = hedge fund manager, known Epstein associate. Belfer = Robert Belfer, major DB WM client. Kovner = Bruce Kovner, billionaire, Caxton Associates.
[Doc: [EFTA01345016](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01345016.pdf) | Ref: Jan 11, 2014]
Morris: "JE called, he requested coverage change, not working with DS." Packard: "I am not as confident though that we can handle this through investor sales and you guys as this is non-advised business. Let's think this through carefully." Then: "Please start with Andrew as we should address this soon."
Three senior executives coordinating on a convicted sex offender's banking demands.
[Doc: [EFTA01458801](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01458801.pdf)-829 | Ref: Nov 10-16, 2015]
Morris: "epstein sending over about $200 from JP, he told them on Friday."
Packard: "Great news! Congrats Paul."
Ariyan: "Congrats! Great work Paul."
Morris (Sep 23): "good chance could get equal amount next year if we do well."
[Doc: [EFTA01344411](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01344411.pdf)/428 | Ref: Sep 16-23, 2013]
Epstein listed in DB's luxury concierge program alongside Wilbur Ross (future Commerce Secretary), Barry Sternlicht, Ronald Wanek (Ashley Furniture, Forbes 400). Packard, Ariyan, Kitidis, Galan all on chain.
[Doc: [EFTA01460885](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01460885.pdf) | Ref: Jan 23, 2015]
[Doc: [EFTA01344993](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01344993.pdf) | Ref: Dec 3, 2013][Doc: [EFTA01460596](https://www.justice.gov/epstein/files/DataSet%2010/EFTA01460596.pdf) | Ref: Jan 21, 2014] (Cross-ref: Card 5 — Morris managed allocation)Names "Charles Packard" as "then co-head of the Wealth Management Americas Group." Also names Harris as COO WMA.
[Doc: Doe v. Deutsche Bank 1:22-cv-10018]