RICO currently underweights the DB onboarding/retention mechanics. Add timeline block with:
- Approval email chain and reused clearance logic (EFTA01299233+; EFTA01344266)
- Day-1 criminal-conviction escalation to AML officers (EFTA01360710)
- ARRC conditions / miscommunication pathway (consent-order anchored)
- 2015 retention decision despite risk flags
Add explicit financial enterprise roles to RICO-05:
- RM-1 (Morris), ATTORNEY-1 (Indyke), ACCOUNTANT-1 (Beller)
- Executive layer (Packard/Harris)
- AML layer (Franklin/Lightbody candidates)
- RM-2/CTM-1 operations continuity (Oldfield/Sahni candidate)
Expand RICO-06 with SVE banking behavior:
- Structured cash withdrawals and below-threshold behavior
- Signatory/authorization chains enabling outflows
- KYC narrative contradictions vs observed flows
In RICO-08, add institutional obstruction framing:
- NPA immunity layer (already present)
- Internal handling patterns that neutralized safeguards (consent-order narrative)
Carry SVE’s grading correction into RICO methodology:
- Internal DB emails should generally be A2 unless quoted/embedded in A1 enforcement docs.
- Keep RICO predicate anchors strictly A1 to avoid inflation.