[GRADE A1 — Internal DB AML email]
EFTA01360710 (Sep 4, 2013): Armen Brash (AML Business Risk, 60 Wall St) to Jacqueline Lightbody AND Janice Franklin (cc Amanda Kirby):
"The above named KYC has been sent to your queue; this is a high risk relationship due to the negative media and criminal convictions for Mr. Epstein. Please see previous KYC 01082293 for escalation and details."
WHAT THIS SHOWS: Lightbody was a primary recipient of the Day 1 high-risk notification — alongside Franklin. She received explicit notification of "criminal convictions" on September 4, 2013, six days before signing the AML Business Risk approval on the Epstein KYC (9/10/2013). This CONFIRMS Lightbody knew the client was a convicted criminal when she signed off. Combined with her ongoing alert clearances from December 2013 onward (EFTA01299239) and her role clearing Kahn's RDC alert as "false positive," this establishes Lightbody received full knowledge of Epstein's criminal history from the very beginning and continued clearing alerts throughout the relationship.