- Title: Managing Director, Head of Key Client Partners (KCP) & Wealth Investment Coverage, Americas
- Evidence: Oversaw KCP program that included Epstein. Reported to Packard/Ariyan. Managed "Quintessentially Platinum" client list. Emailed Packard about Santander IPO allocation for Epstein (EFTA01460596). "Jeffrey's experience hasn't been optimal" response — acknowledged service failures to Epstein: "Agree - not good enough" regarding $75M notional currency trade errors, noted "Jeffrey's experience hasn't been optimal" (EFTA01455174). Responded to $75M trade error: "Agree - not good enough... with the addition of new coverage, this will change" (EFTA01455124). Received $189M AUM update Dec 2013: "Speak to josh about this Tazia" (EFTA01345003).
- 🔥 KCP client list emails show Kitidis listing "J. Epstein (Morris)" as a client, managing KCP allocations including Epstein. She was deeply involved in the institutional management of the Epstein relationship — not just aware of it, but actively coordinating coverage and service quality.
- Docs: EFTA01460596, EFTA01460913, EFTA01345016, EFTA01455124, EFTA01455162, EFTA01455174, EFTA01345003
- Role: KCP team, London
- Evidence: CC'd on pipeline and strategy emails with Packard and Ariyan (EFTA01460403). Morris wanted Epstein to meet Schiraldi in Paris: "i want him to meet dario schiraldi and vinit sahni" (EFTA01344684).
- Docs: EFTA01460403, EFTA01344684
¶ Andrea Tapia
- Title: Vice President, DB Trust
- Evidence: Managed client tiering worksheets for Morris and Oldfield (EFTA01472307). Followed up on Chip Packard's expectations.
- Title: Assistant Vice President, DB Trust Company Americas
- Location: 345 Park Avenue, 24th Floor
- Evidence: Processed wires for Epstein entities. Provided fed ref numbers to Kahn (EFTA01470457). Tracked pending $10M STC inflows for Stepanian/Morris (EFTA01450569).
- Role: DB wire operations contact
- Evidence: Replaced Arthur Tendler as the primary wire ops contact around 2016; appears as processor on multiple JEE_DB_WT wires (2016–2019), including Marjorie Flash–processed packets sent by Bella Klein.
¶ Darnetta Chandler-Johnson
- Role: KYC assignment
- Evidence: Assigned KYC Case #1790655 (all Epstein entities) for review (EFTA01388024). CC'd Patrick Harris and Stewart Oldfield.
- Role: AML KYC
- Evidence: Cleared RDC alerts on Epstein, attached "Chip Packard Approval - Jeffrey Epstein.pdf" (EFTA01299262).
- Role: AML review
- Evidence: Cleared RDC alerts on Epstein (EFTA01299297).
- Title: KYC Case Representative, DB Centre Mumbai
- Evidence: Handled KYC Case #01946825 rejection points. Requested updated documents from Stewart Oldfield (EFTA01387910-11).
- Title: AVP, Compliance Monitoring / Oldfield's Team — Compliance-Business Liaison
- Location: 60 Wall Street
- Evidence: Sent ACU overdue report to Morris November 3, 2015. Multiple Epstein-related entities overdue: BOIES FAMILY RELATIONSHIP (Christopher Boies, 24 days overdue), ELLIN, HOWARD RELATIONSHIP (Howard Ellin, 24 days overdue), SOUTHERN FINANCIAL RELATIONSHIP / NES, LLC (5 days overdue), THIRD LAKE CAPITAL / Wanek Trust + Wanek, Todd R. (24-27 days overdue) (EFTA01475524/525/526). Oct 2018: Iarossi served as the compliance-business liaison routing Epstein KYC remediation questions between AML (Yoonsun Chung) and Hart for approval (EFTA01384347, EFTA01386746). CC'd on Gallivan's Nov 2018 "I approve continuing this relationship" email (EFTA01383915).
- Docs: EFTA01475524, EFTA01475525, EFTA01475526, EFTA01384347, EFTA01386746, EFTA01383915
- Title: AML Compliance
- Location: 60 Wall Street
- Evidence: Identified ACU/AML exemption bug affecting high-risk clients. Emailed Kirby and Hernandez (cc Morris, Brash): "Unfortunately, the code in dbforce is exempting high risk clients with only deposit accounts under $250K from the ACU when it should not be." JEGE LLC and LSJE LLC required immediate ACU completion (EFTA01477528).
- Docs: EFTA01477528
¶ Mildred Hernandez
- Role: Operations
- Evidence: Notified about ACU exemption bug affecting Epstein entities JEGE LLC and LSJE LLC by Melisa Venegas (EFTA01477528).
- Docs: EFTA01477528
- Title: VP, AML Compliance, 60 Wall St
- Evidence: Signed off on post-Morris KYC (Case #01651789, EFTA01284072). Acknowledged Hart's "risk accepted" Epstein decision Nov 2018: "Thank you Kim" (EFTA01299339).
- Docs: EFTA01284072, EFTA01299339
- Title: Vice President | AML Compliance Officer — Deutsche Bank Trust Company Americas — Compliance
- Location: 60 Wall Street
- Certifications: CAMS, CFSA, CFIRS
- Evidence: Signed AML Compliance approval on Epstein KYC 9/10/2013 (EFTA01384073). STRONG CANDIDATE for AML Officer-1 or AML Officer-2. Questioned KYC structure re Southern Financial relationship mapping, asked how personal accounts were connected to Southern Financial (EFTA01360693). Senior AML specialist with multiple certifications. Located at compliance office separate from banking team.
- Docs: EFTA01384073, EFTA01360693, EFTA01360684, EFTA01360687, EFTA01360689
¶ 🔥🔥🔥 Jacqueline Lightbody — AML Business Risk
- Role: AML Business Risk, PWM US AMLKYC team
- Evidence: Signed AML Business Risk approval on Epstein KYC 9/10/2013 (EFTA01384073). STRONG CANDIDATE for AML Officer-1 or AML Officer-2. Cleared Richard Kahn RDC alert as "false positive" — worked alongside Franklin in AMLKYC team. Had authority to clear alerts for Epstein associates. Forwarded clearances to Andrew Kisz.
- Docs: EFTA01384073, EFTA01299321, EFTA01299283, EFTA01299239
- Title: Office Director/Business Head
- Evidence: Signed KYC approval 9/5/2013 as Office Director/Business Head on Epstein KYC approval chain (EFTA01384073). Signed off same day as Morris (CFP), before AML officers Franklin and Lightbody approved five days later.
- Docs: EFTA01384073
¶ Andrew Kisz
- Title: Associate, AML Compliance Officer
- Location: DB Services NJ (Jacksonville)
- Evidence: Received RDC clearances forwarded by Jacqueline Lightbody. Part of AML compliance infrastructure processing Epstein-related alerts. 🔥🔥🔥 Processed the ORIGINAL RDC clearance (Aug 12, 2013): Wrote that AML "clears these alerts based on the attached email approval from Chip Packard with the support of senior management." This clearance was reused across 6+ entity accounts — the operational mechanism by which Packard's Approval Email was turned into AML clearances (EFTA01299233-318).
- Docs: EFTA01299321, EFTA01299283, EFTA01299239, EFTA01299233-318
¶ Andrea Klingenberg
- Role: AML Compliance
- Evidence: CC'd on the original RDC clearance for Epstein (Aug 12, 2013). Part of AML compliance chain that processed Packard-authorized clearance via Kisz (EFTA01299233-318).
- Docs: EFTA01299233-318
- Role: PWM US AMLKYC team member
- Evidence: Member of PWM US AMLKYC team alongside Jacqueline Lightbody. Part of the AML compliance team structure handling Epstein relationship.
- Docs: Referenced in Batch 45-50 findings
- Title: Process Supervisor, DBOI Jaipur
- Evidence: Processed overdraft/fraud closure on Epstein account #35266976 (EFTA01463016).
- Docs: EFTA01463016
- Role: Operations, wire tracking specialist
- Evidence: Wire destination tracking — Morris: "Hi looks like $5 mn went out yesterday, can you see where?" Roy: "Gratitude America's account at Morgan Stanley" (EFTA01477506). Haze Trust fund routing — Morris: "Ok is the Haze $ still in DBTCA?" Roy: "No it went out to 'ALOSTAR BANK OF COMMERCE A/C 1000 7094 KELLERHALS FERGUSON KROBLIN PLLC'" (EFTA01346201). $20M Kellerhals outflow notification — "FYI — we had a $20M outflow Friday afternoon" from bellaklein to Kellerhals (EFTA01346199). Received Master Tracking spreadsheets from JJ Litchford (EFTA01386332, EFTA01387400). Primary operations contact for Morris/Oldfield team wire tracking.
- Docs: EFTA01477506, EFTA01346201, EFTA01346199, EFTA01386332, EFTA01387400
- Title: Head of Strategy, Wealth Management Americas
- Evidence: Coordinated "Success Story" presentation celebrating Epstein onboarding (EFTA01344578). Negotiated title with Morris ("Large KCP win" → "Leveraging KCP Capabilities"). CC'd on Quintessentially Platinum client list (EFTA01460913). KCP pipeline coordination — on distribution for weekly pipeline updates that included Epstein at $1M+/yr (EFTA01460403).
- Docs: EFTA01344578, EFTA01460913, EFTA01460403
- Role: Packard's team, Wealth Management Americas
- Evidence: Involved in Oracle/Epstein client database search Jun 2013 (EFTA01460390). DB client search returned "Jeffrey Epstein of Oracle Corp" as active Lead — BEFORE formal account opening (Aug 2013). Working with Packard on Tom Siebel/Oracle prospect.
- Docs: EFTA01460390, EFTA01460393
- Title: KCP, Equity Capital Markets allocations
- Evidence: Coordinated Epstein IPO/ECM allocations. Santander IPO chain: "the entire division may get perhaps 500k shares" re Epstein's 150K share indication (EFTA01460596, Jan 2014). ECM carve-out for Epstein (EFTA01460581, Dec 2013). Both co-heads on these chains.
- Docs: EFTA01460596, EFTA01460592, EFTA01460581
- Title: Vice President, Key Client Partners Americas
- Evidence: KCP document preparation (EFTA01460886). Compiled "Quintessentially Platinum" client list including Epstein alongside Wilbur Ross, Sternlicht, Wanek (EFTA01460885, Jan 2015).
- Docs: EFTA01460886, EFTA01460885