Added to Tier 3: Compliance / Risk / ARRC. Compliance monitoring officer who sent ACU overdue reports to Morris showing multiple Epstein-related entities overdue for compliance reviews.
- Jeffrey Matusow timeline corrected to August-September 2010 only
- Paul Barrett confirmed as Matusow's replacement, October 2010
- Pauline Esposito confirmed joined May 2011 with Gina Swetra
- Gina Swetra → Magliocco marriage documented across JPM statements
- Gedeon Pinedo upgraded from "likely structured products" to confirmed middle/back office, valuation distribution specialist